How Peer-To-Peer Financing Works

ITF connects lenders and borrowers directly, resulting in better rates for both parties.

Borrower’s Application

Borrowing applications that meet our credit-assessed criteria are listed on the platform with limited non-specific details, including amount of advance, length of loan, security provided and any other relevant information.

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Lender’s Review

Registered lenders can review the limited information and express their interest in financing any requests that meet their requirements. Lenders can provide funding fully or partially on any borrowing request. ITF will often underwrite an agreed portion itself.

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Loan Facilitation

ITF assists in facilitating the loan agreement. Once the parties are connected and the loan agreement is executed, funds are transferred to the borrower through the platform.

Loan-Facilitation
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Facility Management

ITF manages the facility ensuring the borrower complies with all requirements during the term of the loan, including final recovery and distribution of the principal amount.

Three Step Process

Investing as a lender or obtaining a loan as a borrower through our innovative platform can take as little as 24 hrs in three simple steps.

1. Register

Click on the relevant link below and in 10 minutes you can register with full confidentiality.

2. Connect Lenders & Borrowers

ITF will match the requirements of lenders and borrowers, complete assessments, prepare all necessary documentation and finalise legal agreements ready for signing.

3. Transfers Funds

Agreement signed and funds transferred through the platform. Enjoy the benefits.

MORE QUESTIONS?

Have a question that you’re not sure the answer to? Check out our Lender & Borrower FAQs!